Why Rent Collection Matters
Even responsible tenants can struggle when payment options are limited. Offering multiple secure payment methods increases on-time payments and reduces missed rent.
Fewer Late Payments
Convenient options reduce missed deadlines.
Faster Payment Processing
Digital payments are recorded instantly.
Better Tenant Compliance
Easy payment methods encourage consistent habits.
Multiple Secure Payment Options
Online Portal Payments
Tenants can pay securely through the resident portal using multiple payment methods. Payments are processed quickly and recorded immediately.
- eCheck
- Credit / Debit Card
- Apple Pay
Pay from anywhere using the resident portal or the iOS mobile app with Apple Pay support.
Flex: Split Payments, Full Rent On Time
Flex lets tenants split rent into two scheduled payments that align with their paychecks — while your property receives the full rent amount on the 1st, every month, guaranteed.
How It Works
Flex pays your property in full when rent is due.
Tenant makes their 1st payment on the due date.
Tenant chooses a 2nd payment date that fits their budget.
Owner benefit: Your property is paid in full on time — every month — regardless of how the tenant schedules their payments. No delays, no partial payments.
Tenant benefit: Align rent with paychecks, build credit through on-time rent reporting to TransUnion, and avoid late fees — all without landlord involvement.
Electronic Cash Payments
Tenants who prefer cash can pay at participating retail locations using a reusable PaySlip. Payments are processed electronically and recorded immediately.
Participating Retailers
Owner benefit: Even tenants without traditional banking options can still pay reliably.
Security Deposit Alternative
We offer qualified tenants the option to move in with little or no upfront security deposit — lowering the barrier to move in without adding risk for property owners.
Tenant Connects a Payment Method
During the move-in process, qualified tenants link a bank account through Obligo's secure open-banking platform — no upfront deposit required.
Choose a Personalized Deposit Option
Tenants select from tailored options including No Deposit, Reduced Deposit, or Deposits-in-Installments based on their financial profile.
Streamlined Move-Out Settlement
Any move-out charges are initiated immediately through Obligo. Tenants stay accountable — owners stay protected — with no paper checks or delays.
Why This Benefits Property Owners, Too
When the cost to move in is lower, more qualified tenants can apply — and they can move in faster. That means shorter vacancy periods and less time your property sits empty. Owners remain fully protected because tenants are still financially accountable for any damages, and Obligo handles the enforcement. Lower move-in costs. Zero added risk. Faster leasing.
Why Multiple Payment Options Increase On-Time Rent
Convenient
Tenants can pay from anywhere.
Flexible
Multiple payment types fit different financial situations.
Secure
Bank-grade encryption protects transactions.
Fast
Payments are recorded immediately.
Automated Rent Enforcement
Our systems handle the follow-up so you don't have to.
Owner Transparency
Owners can see payments instantly in the owner portal — no waiting, no guessing.
Payment History
See every payment as it's received.
Monthly Statements
Detailed breakdowns delivered every month.
Real-Time Reporting
Log in any time to see current status.