BRRRR Calculator — Buy, Rehab, Rent, Refinance, Repeat

    The BRRRR strategy can recycle your capital into deal after deal — but only if the numbers work. This free calculator models every stage of a BRRRR: acquisition, rehab, refinance, and long-term hold. See exactly how much cash you'll leave in the deal and what your true return looks like before you commit.

    Built by Sea Dog Property Management — Central Florida's data-driven property managers. Want a second opinion on your BRRRR? Contact us for a free deal review.

    Property Information

    Purchase Details

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    Purchase Financing (Initial Loan)

    How are you financing the acquisition? BRRRR investors commonly use cash, hard money, or a private loan for the buy + rehab, then refinance into a long-term mortgage after stabilization.

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    Rehab & Holding Costs

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    Holding Costs During Rehab

    Enter as monthly values; we'll multiply by Rehab Duration (3 mo).

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    $0.00

    Calculated from your purchase loan.

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    Total Holding Costs$0

    Rental Income (Post-Rehab)

    Enter the rent you expect to collect once the rehab is complete and the property is leased.

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    Operating Expenses (Post-Refinance)

    These are the ongoing operating expenses once the property is stabilized and held as a rental.

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    Refinance Details

    The refinance is what makes a BRRRR a BRRRR. You'll pay off your acquisition loan with a new long-term mortgage based on After Repair Value, ideally pulling out most — or all — of your original cash.

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    Are you a real estate agent? Try our Agent BRRRR Report Tool to brand BRRRR analyses with your own info for clients.

    Other tools: Rental Property Calculator · Rent vs. Sell Calculator